Mortgage advice in Bath

If you’re looking for mortgage advice, you can speak to a Rest Less Mortgages advisor and get high quality advice on residential, retirement interest-only, equity release and buy-to-let mortgages.

Buying a property in Bath

The average overall price of a property in Bath and North East Somerset is £423,738, with house prices in the area up 14.5% year-on-year.

The average price of a detached property in Bath was £729,789, whilst semi-detached houses sold for an average of £445,588. Flats sold for an average of £283,614, with terraced properties fetching £374,656.

Source: HM Land Registry. Figures shown are the latest available (May 2022).

Average house price in Bath:

£423,738

14.5% increase YoY

Cost comparison of houses and flats in Bath

Cost comparison - Bath - May 2022

Source: HM Land Registry. Figures shown are the latest available (May 2022).

Looking to buy property in Bath? Speaking to an experienced mortgage advisor can help you to understand your options and get a great deal on your mortgage. Book a free, no-obligation call with an experienced mortgage advisor** at Rest Less Mortgages or call 020 7153 6011 now.

Property sold in Bath

There have been 5.2k property sales in the Bath postcode area over the past year with sales dropping by 22.6% (-1.9k transactions) compared to the previous year. Most properties were sold in the £200-£250k price range with 1048 (20%) properties sold, followed by 996 properties (19.1%) sold in the £300k-£400k price range.

Source: Plumplot.co.uk

About Bath

Bath is the largest city in Somerset, with a population of around 100,000 people.

Bath was named a World Heritage Site in 1987, and it’s not hard to see why – it’s a city with a rich and varied history, and ranks among the most beautiful in the world. The city’s Roman heritage can be observed in the architecture adorning the streets, and in the well-preserved baths that the city is named after.

Bath is surrounded by green spaces, including woodland trails and National Trust sites. Markets filled with locally-made goods are a common sight, and fans of nightlife can even discover underground bars and clubs in the tunnels under the city. Museums include the Bath Fashion Museum, the Museum of Bath Architecture and the Victoria Art Gallery.

Most of central Bath is pedestrianised and easily walkable, while travelling further is made convenient by the city’s bus network. Coaches and trains to major cities run regularly, and the city is about 80 minutes’ drive from London, with easy access to the M4 and M5 motorways.

If you’re planning to buy a property in Bath, you can find out more about the mortgage options that might be available to you, and how they compare, in our articles Mortgages for over 50s: What you need to know and Mortgages for over 60s: what you need to know.

Investing in buy-to-let properties in Bath

Bath is one of the safest places to live in the UK. Bear Flat is a popular area for families, boasting good schools and parks, and it was named the second best neighbourhood in the UK to live in by the Sunday Times in 2020. Lansdown is another popular choice, with great views of the rest of the city and terraced houses dating back to the Georgian era. Properties in Widcombe and Weston Park make up the higher end of the housing market in Bath, areas prized for their green spaces and independent local businesses.

Find out more about buying a property to let out in our guide Buy to let: A beginner’s guide.

Find out how much you could borrow

Get an idea of how much you can borrow, based on your monthly income and outgoings using our mortgage affordability calculator.

How much can I borrow?

Compare mortgage rates today

If you’d like to find out the kind of deals available on the market now, you can compare mortgage rates from the whole of market in minutes. Our comparison tool makes it easy to try out a few scenarios to see how that affects the mortgage rates available – simply adjust your options to see how that affects the results.

Want to speak to a mortgage advisor?

Speaking to an experienced mortgage advisor can help you to understand your options and get a great deal on your mortgage. If you’re looking for somewhere to start, you can speak to a Rest Less Mortgages advisor and get high quality advice on residential, retirement interest-only, equity release and buy-to-let mortgages.

Other areas you'd like to explore

If you are in the early phases of buying a property and haven’t settled on a location for your future home yet, check out mortgage information and house prices in these areas near Bath.

Read our mortgages guides

Whether you’re looking to understand how mortgages work, want to refresh your mortgage knowledge or you’re looking for the latest news in the world of mortgages – our guides are here to help.

Get expert mortgage advice**

If you’d like to talk to someone about your mortgage, you can get high quality advice on residential, retirement interest-only and buy-to-let mortgages from a Rest Less Mortgages advisor.

Get expert mortgage advice**

Source acknowledgement: House price data produced by Land Registry.

This material was last updated on 10 May 2022. It covers the period from 1 May 2021 to 1 May 2022 and contains property transactions which have been registered during that period.

Contains HM Land Registry data © Crown copyright and database right 2022. This data is licensed under the Open Government Licence v3.0.

If you have found an error with the data please contact Her Majesty’s Land Registry (HMLR).

Please note that we charge a fee of £495 for residential, buy-to-let and retirement interest-only mortgages, and £995 for equity release. This only be chargeable upon mortgage completion.

Rest Less Mortgages Ltd is an appointed representative of Julian Harris Mortgages Ltd, Julian Harris House, Musgrove, Ashford. TN23 7UN which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Ltd FCA Register number is 304155, Co No. 3927189. The Rest Less Mortgages Ltd registered office is: 47 Butt Road, Colchester, England, CO3 3BZ. Registered in England No. 13538805. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Please see our Privacy Policy.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.