Rest Less Mortgages
Refer a Friend Terms & Conditions

Updated: 04/04/2022

  1. This cash reward scheme (“Referral Reward Scheme”) is subject to the following terms and conditions (“Terms and Conditions”). By entering into this Referral Reward Scheme the entrants (“You”) are deemed to have accepted these Terms and Conditions. These Terms & Conditions must be read in conjunction with the terms and conditions and privacy policy on
  2. This Referral Reward Scheme is organised by Rest Less Mortgages, which an appointed representative of Julian Harris Mortgages Ltd, Julian Harris House, Musgrove, Ashford. TN23 7UN which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Ltd FCA Register number is 304155, Co No. 3927189. The Rest Less Mortgages Ltd registered office is: 47 Butt Road, Colchester, England, CO3 3BZ. Registered in England No. 13538805. (“Rest Less Mortgages” or “We”).

How to qualify

  1. You must be resident in the UK, aged 17 years of age or older.
  2. You and the individual/s you recommend (“Your Friend”) will each qualify for the £50 Cash Reward when Your Friend completes on their mortgage (“Purchase”) arranged through Rest Less Mortgages, subject to the remainder of these Terms and Conditions. The Referral Reward Scheme will run and operate from 4 April 2022 until it is terminated on a date to be decided at our discretion. When the termination date has been set, we will update this clause within these terms and conditions and publish on No Referrals before 4 April 2022 or after the Referral Reward Scheme has been terminated will qualify for the £50 Cash Reward.
  3. You and Your Friend will not qualify for the £50 Cash Reward if Your Friend completes a mortgage arranged directly with Rest Less Mortgages. Your Friend must complete their mortgage, arranged by Rest Less Mortgages, after being introduced to Rest Less Mortgages by You.
  4. You and Your Friend will only qualify for the £50 Cash Reward if the mortgage completion is made (i) following an Email introduction by you or (ii) by using a relevant Referral form on You and Your Friend will only qualify for the £50 Cash Reward where We can verify that you have made the referral.
  5. You and Your Friend will each receive the £50 Cash Reward up to 90 days after Your Friend has completed on their mortgage.
  6. The £50 Cash Reward will be sent via bank transfer to a bank account in Your and Your Friend’s name respectively. This is dependent upon you providing accurate and correct bank details once requested by Us. We accept no liability if you fail to provide bank details or provide incorrect bank details. Only You and Your Friend are entitled to the £50 Cash Reward. For the avoidance of doubt, partners, relatives and friends are not entitled to receive the reward on your behalf.

Limitation of liability

  1. Your entry and any information submitted by You must be personal to and relate specifically to You. You hereby warrant that your entry and all information which You submit and/or distribute will not infringe the intellectual property, privacy or any other rights of any third party, and will not contain anything which is libelous, defamatory, obscene, indecent, harassing or threatening. If relevant, Rest Less Mortgages reserves the right, but not the obligation, to screen, filter and/or monitor information provided by You and to edit, refuse to distribute or remove the same.
  2. Neither We nor any of our employees or other representatives will be liable to You for any loss or damage incurred by You arising out of or in connection with your use of the £50 Cash Reward including, without limitation, indirect, or consequential loss or damage, loss of anticipated revenues, loss of business opportunities, loss of goodwill, loss or corruption of data or damage to reputation resulting from our failure to deliver or the receipt of the £50 Cash Reward.
  3. We will not be liable for any failure to provide your £50 Cash Reward if caused by supervening circumstances amounting to force majeure being an event(s) which, without the fault of any party, renders performance impossible or incapable of satisfactory execution. If such circumstances arise, we reserve the right at our sole discretion to cancel, modify, terminate or suspend this promotion.
  4. Rest Less Mortgages cannot accept any responsibility for any damage, loss, injury or disappointment suffered by You for making a Purchase or being part of the Referral Reward Scheme.
  5. Nothing in these Terms & Conditions shall operate to limit or exclude Our liability for death or personal injury caused by Our negligence or for fraud (including, but not limited to, fraudulent misrepresentation) or for that which cannot lawfully be excluded.
  6. Further, nothing in these Terms & Conditions shall affect your statutory rights.


  1. This Referral Reward Scheme is subject to availability and We reserve the right to substitute or remove the Referral Reward Scheme at any time. We will try to give as much notice as We can when doing this. Any such amendments will be published on
  2. You are limited to six £50 Cash Rewards per two calendar years. You will not receive a £50 Cash Reward for any Referrals made above and beyond that limit within the same two calendar year period.
  3. Rest Less Mortgages assumes that by entering into the Referral Reward Scheme (and You warrant that) You are aged 17 or over.
  4. Rest Less Mortgages reserves the right to disqualify any entrant if it has reasonable grounds to believe You have breached any of the Terms and Conditions.
  5. We may refuse your £50 Cash Reward if at any time We suspect that You have been involved in: any abuse or attempted abuse of the Referral Reward Scheme; any breach or attempted breach of these Terms & Conditions; any breach or attempted breach of the general use of website terms and conditions on; any activity which in Our reasonable opinion constitutes misuse or abuse of; any fraud or breach of any terms applicable to the Purchase.
  6. If any provision of these Terms & Conditions are held by a competent authority to be invalid or unenforceable, the remaining provisions of these Terms & Conditions will not be affected and will remain valid.
  7. We shall use any personal data you supply to us in accordance with our privacy policy and data protection legislation. By completing the Purchase, You and Your Friend agree to the collection, retention, use and distribution of your personal data in order to process and contact you about the £50 Cash Reward.
  8. Unless expressly stated in these Terms & Conditions, nothing in these Terms & Conditions shall confer any rights on any person under the Contracts (Rights of Third Parties) Act 1999.
  9. Any intellectual property rights existing in and to the Referral Reward Scheme, are and shall remain the property of Us or Our group companies at all times.
  10. These Terms & Conditions shall be governed by and construed in accordance with the laws of the United Kingdom. Any dispute arising under these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.
  11. These Terms & Conditions will only apply as between Us and You. Unless as otherwise stated in these Terms no other person may benefit or rely upon these Terms and Conditions.
  12. The Referral Reward Scheme is governed by the law of the United Kingdom and any dispute or claim will be subject to the exclusive jurisdiction of the courts of the United Kingdom.
  13. You can contact Rest Less Mortgages in relation to the Referral Reward Scheme at the address set out in Clause 2 of these Terms and Conditions.