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Manager - Portfolio Management Loans Support

Civil Service

Job Description

Job summary

This is a unique opportunity to join the NHB at a pivotal moment in housing delivery and to be part of the growth of the Agency's Loans Portfolio Management team, helping shape the future of housing and regeneration in a national organisation with real social purpose.

The Development Finance Portfolio Management team manages a portfolio of loans to SME housebuilders, supporting the delivery of homes and infrastructure, ensuring timely deployment and repayment of funds, and proactively managing emerging risks.

Job description

Working within the Development Finance Portfolio Management , South team led by David Nickson, you will join a small, experienced real estate finance team of c.5 Portfolio Owners, supporting the management of a portfolio of 40+ development finance loans. Typical individual loans are c.3-5m.

This is a portfolio support role. You will work alongside experienced Portfolio Owners, supporting the management of development finance loans rather than holding direct portfolio ownership responsibility.

This is an excellent opportunity to further develop your real estate finance, lending and risk management experience, with strong opportunities for learning, progression and career development within a growing team.

The role supports the delivery of housing projects across England and will involve some travel to development sites and borrower meetings. Alongside day-to-day portfolio activities, you'll have opportunities to contribute ideas and innovative solutions that enhance the National Housing Bank's offering.

Working closely with Portfolio Owners and wider stakeholders across Risk, Legal, Finance and Origination, you will support:

Effective portfolio performance and stewardship of public funds.

Risk management, including identification and mitigation of emerging issues.

Preparation of credit papers, approvals and legal processes.

Monitoring compliance with transaction agreements and governance requirements.

Strong borrower relationships and successful project delivery.

Portfolio Management is delivery-focused, customer-centric and collaborative. We take a pragmatic approach to complex challenges, balancing commercial outcomes with public accountability while delivering meaningful housing and regeneration outcomes.

Person specification

Our team manages a portfolio of SME development finance loans and delivers excellent customer service to our borrowers; your role will be to support Portfolio Owners in achieving these objectives. You'll be comfortable managing multiple priorities, working across a range of stakeholders and continuously looking for ways to improve and innovate.

You'll be highly motivated, organised and analytical, with experience supporting commercial lending, investment or portfolio management activities. You'll have a good understanding of lending, investment and risk management principles and be keen to further develop your expertise.

You will have experience gained within banking, investment management or a related financial services environment, ideally with exposure to real estate finance. Financial analysis and modelling experience would be advantageous, alongside strong communication and report-writing skills.

You will be resilient, adaptable and comfortable working with a wide range of internal and external stakeholders. As an emerging real estate finance professional, you'll be keen to learn from experienced colleagues, build strong relationships and contribute positively within a collaborative, inclusive and high-performing team

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