ISAs explained

Get to grips with the basics of investing in ISAs

I'm looking for...

Frequently Asked Questions about ISAs

What is an ISA?

ISA stands for Individual Savings Account.

The main benefit of an ISA is that you can save, or invest money, without paying income tax on any earned interest.

What are the 4 different types of ISAs?

There are 4 types of ISA:

  • cash ISAs
  • stocks and shares ISAs
  • innovative finance ISAs
  • lifetime ISAs

You can read more about the different types of ISAs in our guides here.

Get a free Pension Health Check

Advertisement

If you’re considering seeking professional financial advice on the options available to you, nationwide advice firm HUB Financial Solutions is offering you a free initial consultation with an expert retirement specialist. There’s no obligation; it’s to help you understand your options and how our services work. If you choose to receive paid-for regulated advice, we’ll explain how that works and the fees involved.

HUB Financial Solutions is rated ‘Excellent’ on Trustpilot (Mar 2026). With investing, your capital is at risk.

Free pension check by VouchedFor

Get the latest ideas, advice and inspiration​

Useful and interesting recommendations, personalised to you, straight to your inbox. Covering travel, health, lifestyle, jobs and more.

By signing up you acknowledge you have read our Privacy Policy and Terms.