Applying for a mortgage

Learn all about applying for a mortgage

Applying for a mortgage is likely to be one of the biggest financial commitments you ever make, so you’ll want to make sure you get it right.

If you’re looking for expert mortgage advice, you can speak to an independent mortgage broker with Unbiased. Every advisor you find through Unbiased will be FCA-regulated, qualified and unconnected to product providers – so they can offer you truly unbiased advice.

How to apply for a mortgage

Applying for a mortgage doesn’t have to be complicated, but it really helps to prepare all the information lenders will need to see in advance. Here’s what you need to know.

If you’re looking at which mortgage rates are available today or you want an idea of the sort of mortgage you might be able to afford – take a look at our free mortgage rates comparison calculator. Enter a few basic details to compare deals available from the whole of the market today. Update your options as you go, if you’d like to try out a few different scenarios…

Buying a property, whether it’s going to be your home or a property you let out, can be daunting, and many of us worry about making the wrong decision. These articles aim to help guide you through the process.

Get an idea of how much you can borrow based on your income and outgoings with the help of our mortgage affordability calculator.

Mortgages fees and costs

It’s easy to be swayed by low headline mortgage rates when you’re looking for a mortgage, but it’s vital to work out the overall cost of any deal, including any arrangement fees or other costs, before deciding which one to go for.

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