Approaching retirement

Helping to plan for your retirement

Our essential pension guides are designed to help you make informed decisions as you approach your retirement age. Understand your options and plan for your retirement, or simply learn more about ways to maximise your pension savings in the final years before retirement.

Planning for retirement

The concept of retirement has changed hugely in recent years. Whereas people used to work for several decades and then stop abruptly, the fact that we are living longer than before means many of us are either working for longer or looking at ways we might be able to phase our retirement. Here are some of the things that you may want to consider when planning for retirement.

Get your free no-obligation pension consultation

If you’re considering getting professional financial advice, Fidelius is offering Rest Less members a free pension consultation. It’s a chance to have an independent financial advisor give an unbiased assessment of your retirement savings. Fidelius is rated 4.7/5 from over 1,000 reviews on VouchedFor. Capital at risk.

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Your options at retirement

Pension freedom rules introduced in 2015 mean that we now have a much wider range of options available to us when it comes to how our pensions can provide us with an income. Here, we explain what those options are, and some of the things you’ll need to consider when choosing which of them is right for you.

Early retirement

Some of us plan to retire early, whilst others have to take early retirement, perhaps because they’ve been made redundant or are unwell and no longer able to work. Find out how to manage your finances if you want to retire early, and how to get by if you’re pushed into early retirement and are worried about making ends meet.

Get a free Pension Health Check

If you’re thinking about getting professional financial advice, you can find a local financial adviser on VouchedFor or Unbiased.

Alternatively, if you’re looking for somewhere to start, we’ve partnered with independent advice firm Fidelius to offer Rest Less members a free initial consultation with a qualified financial advisor. There’s no obligation, however if the adviser feels you’d benefit from paid financial advice, they’ll talk you through how that works and the charges involved.

Fidelius are rated 4.7 out of 5 from over 1,000 reviews on VouchedFor, the review site for financial advisors.

Free pension check by VouchedFor

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