Our essential pension guides are designed to help you make informed decisions as you approach your retirement age. Understand your options and plan for your retirement, or simply learn more about ways to maximise your pension savings in the final years before retirement.
The concept of retirement has changed hugely in recent years. Whereas people used to work for several decades and then stop abruptly, the fact that we are living longer than before means many of us are either working for longer or looking at ways we might be able to phase our retirement. Here are some of the things that you may want to consider when planning for retirement.
Pension freedom rules introduced in 2015 mean that we now have a much wider range of options available to us when it comes to how our pensions can provide us with an income. Here, we explain what those options are, and some of the things you’ll need to consider when choosing which of them is right for you.
Some of us plan to retire early, whilst others have to take early retirement, perhaps because they’ve been made redundant or are unwell and no longer able to work. Find out how to manage your finances if you want to retire early, and how to get by if you’re pushed into early retirement and are worried about making ends meet.
If you’re considering getting professional financial advice, Unbiased is offering Rest Less members a free pension review. It’s a chance to have a qualified independent financial advisor (IFA) take a look at your pension arrangements and give an unbiased assessment of your retirement savings.
The review is free and without obligation, but if the IFA feels you’d benefit from paid financial advice, they’ll go over how that works and the charges involved.
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