Buy-to-let mortgage calculator

See how much you could afford to borrow on a buy-to-let mortgage. Simply enter your expected rental income to get an estimate.

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How much can I borrow?

For income above £10k please type in a value.

Use the slider above or enter an amount to see how much you could borrow for a buy-to-let mortgage.

You could borrow between:

How do we calculate this? Calculating exactly how much you can borrow depends on a number of things, such as:
Your personal income tax bracket The type of tenancy agreement you have in place The amount of deposit you have What type of deal you go with, aka 2 year fixed versus of 5 years fixed
Sometimes it can be possible to borrow more than the calculator on our website shows. Our advisers will help with this.

Note: All potential borrowing is subject to affordability checks and credit status.

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Speak to a buy-to-let mortgage expert

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How does our buy-to-let mortgage calculator work?

Our buy-to-let mortgage calculator is ideal for first-time and existing buy-to-let landlords to get an estimate of how much you could borrow on a buy-to-let mortgage. This straightforward calculator only asks for your monthly rental income.

The above calculator is intended to only give you an indication and sometimes you may be able to borrow more than what it shows. Calculating exactly how much you could borrow depends on a number of things like:

  • Your personal income tax bracket
  • The amount of deposit you have
  • The type of tenancy agreement you have in place
  • What type of deal you go with, aka 2 year fixed versus a 5 years fixed

Speak to a buy to let mortgage expert

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Want to speak to a mortgage adviser? Speaking to an experienced adviser can help you to understand your options and get a great deal on your mortgage.

If you’re looking for expert mortgage advice, you can get a free consultation with a mortgage adviser at HUB Financial Solutions. Speak with a qualified, FCA-regulated adviser you can trust. HUB Financial Solutions is rated ‘Excellent’ on Trustpilot. Please note your home may be repossessed if you don’t keep up with mortgage repayments.

If you have just started exploring buy-to-let mortgages and would like to learn more, our in-depth mortgages guides can help.