Personal Independence Payment – an introduction

Money Advice Service

Personal Independence Payment (PIP) is a benefit that helps with the extra costs of a long-term health condition or disability for people aged 16 to 64. It’s gradually replacing Disability Living Allowance (DLA). This page tells explains more about PIP, including how to claim it, how you’ll be affected if you already get DLA and how much you could get.

What is Personal Independence Payment (PIP)?

Personal Independence Payment (PIP) helps with the extra costs of disability or long-term health conditions for people aged 16 to 64.

It is a non-means tested benefit. So getting it doesn’t matter how much you earn, or whether you have savings or capital.

Who can get PIP?

To get PIP, you must:

  • need help with everyday tasks or getting around, or both
  • have needed this help for at least 3 months and expect to need it for at least another 9 months (unless you are terminally ill with less than six months to live).

Children under 16

You can’t make a claim for PIP for children under 16.

Instead, you can still make a new claim for Disability Living Allowance for a child aged under 16 who has difficulty getting around or who needs more care than a child of the same age who doesn’t have a disability.

Read our guide Disability benefits and entitlements for children

Find out more about Disability Living Allowance for children on the GOV.UK website.

PIP rates

Personal Independence Payment is made up of two components:

  • The Mobility component (Some people call it mobility allowance) might be paid if you need help getting about.

  • The Daily Living component might be paid if you need help with carrying out everyday activities, such as washing and dressing.

Each component can be paid at either a standard or an enhanced rate.

Depending on how your condition affects you, it’s possible to get one component or both, and either the standard or the enhanced rate.

This is worked out using the results of an assessment.

  Standard weekly rate (2019/20) Enhanced weekly rate (2019/20)
Mobility component £23.20 £61.20
Daily living component £58.70 £87.65

How to claim Personal Independence Payment (PIP)

Claim by telephone by calling the Department for Work and Pensions (DWP) on 0800 917 2222. Other ways to claim can be found on GOV.UK.

If you’re in Northern Ireland call nidirect – for new claims, call 0800 012 1573.

They will then check you’re eligible to claim. If you’re eligible, DWP will send you a form called ‘How your disability affects you’.

It is very important you fill in this form carefully and give as much detail as you can about your condition. The Citizens Advice website has a helpful article on help filling in your PIP claim form.

When DWP receives this form they will decide whether you need a medical assessment. Or they could decide to ask your health or social care worker for information.

If you need an assessment, this is usually a face-to-face consultation with an independent, trained health professional.

The assessment is designed to work out what your individual needs are.

It will focus on how well you can carry out a range of activities you need to do to cope with everyday life. The Citizens Advice website offers guidance on preparing for your PIP assessment.

After your assessment, you’ll get a letter with a decision about whether you can get PIP and how much it will be.

If you get PIP, your award will be regularly reassessed to see if your condition has changed.

Download more information from GOV.UK explaining the assessment criteria for Personal Independence Payment.

If you’re already claiming Disability Living Allowance

If you’re already claiming Disability Living Allowance (DLA) you’ll get a letter from the Department for Work and Pensions (or the Social Security Agency in Northern Ireland) inviting you to make a claim for Personal Independence Payment.

This will happen even if you currently have an indefinite or lifetime award of DLA.

Use the PIP checker on the GOV.UK website to find out when your DLA claim will end and when you might be invited to make a new claim for PIP.

If you’re aged 65 or over and getting DLA

If you’re aged 65 or over and already getting Disability Living Allowance, you won’t be affected by the changes and will continue to get DLA.

Moving from DLA to PIP

The Department for Work and Pensions expects most people who are getting DLA should qualify for PIP.

However, the two benefits have different qualifying conditions, so it’s possible you might be entitled to a higher or lower rate of payment, or you won’t be entitled to anything.

Read more about what to do if your award changes in our guides:

How to challenge a PIP decision

If you’re unhappy about a decision on your PIP claim, you can challenge it – but it’s important to follow the correct process.

Find out more in our guide ‘How to appeal against a disability benefits decision’.

This article is provided by the Money Advice Service.

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We hope you find Rest Less Money a useful resource and we would welcome your feedback at [email protected] on how to make it even better. For more information on any of the above you can read our full terms and conditions.

Some important information about Rest Less Money

We want you to understand the positives, but also the limitations of using our site. We operate in a journalistic manner and therefore all information, guidance or suggestions provided are intended to be general in nature, and you should not rely on any of the information on the site in connection with the making of any financial decision.

When we set out to build Rest Less Money, we wanted to be a trusted place where you could find helpful information about financial matters affecting the over 50s. As a free to use resource, we try hard to provide the best information we can, but we cannot guarantee that we won’t occasionally make mistakes. So please note that you use the information on our site at your own risk, and we can’t accept liability if things go wrong.

Key things to remember when using Rest Less Money:

We do not offer financial advice – As a journalistic site, it’s important to know that we do not provide financial advice. You should always do your own research before choosing any financial product so that you can be certain it is right for you and your specific circumstances. If you are in any doubt, please seek professional financial advice from a regulated financial advisor.

No Liability – please note that you use the information on Rest Less Money at your own risk and we can’t accept liability for how you choose to use the information given on our site. We will often provide links to content or products and services available on other third-party websites. These are provided purely for your convenience and we cannot be held responsible for any content, or any of the products and services offered on any website that we link to.

 

Accuracy of Information – We try to make sure that all the information provided on Rest Less Money is correct at the time of publishing as we want it to be the most helpful resource possible. Sadly, we are not perfect however, and so we can make no guarantees as to the completeness, accuracy, adequacy or suitability of the information available on the site.
Whilst we work hard to try and provide accurate information, deals and prices can change, so whilst they may be correct at the time of writing, providers may subsequently decide to alter them later – so always double check first.

A final note on the Rest Less Community Forums – always remember that anyone can post their opinion on the Rest Less Community Forums, so it can be very different from our own opinion and may not be factual or well researched. Always be wary of any content posted on the forums and be sure to do your own research and due diligence on anything suggested. 

We hope you find Rest Less Money a useful resource and we would welcome your feedback at [email protected] on how to make it even better. For more information on any of the above you can read our full terms and conditions.

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