Mortgage Repayment Calculator

Our mortgage payment calculator helps to provide an overview of what your monthly repayments could be based on the interest rate, term and mortgage amount.

Mortgage Calculator

Use the sliders above to see what your monthly mortgage payments might be.

Total cost of mortgage:

Monthly payments:

Looking to speak to someone about your options?

If you're looking for mortgage advice, you can speak to a Rest Less Mortgages advisor and get high quality advice** on residential, retirement interest-only and buy-to-let mortgages. Get expert mortgage advice **

How does using our mortgage repayment calculator help?

With our calculator you can find out how much your monthly mortgage repayments might be, or how a rate change could affect your monthly payments. You can also find out the total cost of your mortgage by simply entering the mortgage amount, interest rate and mortgage term.

This calculator assumes that the interest is charged monthly and that the interest rate stays the same over the term.

The information provided by this calculator is for guidance and informational purposes only. It does not include the details that you need to choose a mortgage and does not constitute an offer of a mortgage. Please ensure you obtain a personalised quote from a lender before making a decision to proceed with a mortgage. 

Speaking to an experienced mortgage advisor can help you to understand your options and get a great deal on your mortgage. If you’re looking for expert mortgage advice, you can speak to an independent mortgage broker with Unbiased. Every advisor you find through Unbiased will be FCA-regulated, qualified and unconnected to product providers – so they can offer you truly unbiased advice.

If you’d like to find out the kind of deals available on the market now, you can compare mortgage rates from the whole of the market in minutes. Our comparison tool makes it easy to try out a few scenarios to see how that affects the mortgage rates available – simply adjust your options to see how that affects the results.

Whether you are a first-time buyer, looking to move up the property ladder, or remortgaging, our in-depth guides can help you get to grips with the basics and keep up-to-date with all the latest mortgage news.

Please note that we charge a fee of £495 for residential, buy-to-let and retirement interest-only mortgages, and £995 for equity release. This only be chargeable upon mortgage completion.

Rest Less Mortgages Ltd is an appointed representative of Julian Harris Mortgages Ltd, Julian Harris House, Musgrove, Ashford. TN23 7UN which is authorised and regulated by the Financial Conduct Authority. Julian Harris Mortgages Ltd FCA Register number is 304155, Co No. 3927189. The Rest Less Mortgages Ltd registered office is: 47 Butt Road, Colchester, England, CO3 3BZ. Registered in England No. 13538805. Please note that some mortgages such as commercial BTLs are not regulated by the FCA. Please see our Privacy Policy.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at