This article was written for Silversurfers, which is now part of Rest Less.
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What will you discover on holiday? Whether your interests lie in gardens, food, history or music, the Holiday Property Bond (HPB) offers a holiday experience like no other. It is not just a single getaway; it’s the chance to enjoy high-quality holidays year after year, exploring carefully chosen locations across the UK and Europe. From the misty lochs of the Scottish Highlands to the sunlit hills of Tuscany, HPB gives you the freedom to create holidays that suit your interests and your pace.
With HPB, every holiday is more than a trip… it’s an experience that you’ll remember for years to come. So, what kind of holiday will you choose next?
Gardens: Discover Europe in Bloom
Holiday among gardens, beauty and timeless landscapes.
Picture yourself wandering through a fragrant English cottage garden at Sibton Park in Kent or strolling past sun-drenched olive groves near Stigliano in Tuscany, with the warm breeze carrying the scent of rosemary and sage. HPB properties put you close to Europe’s most beautiful outdoor spaces. Some have their own peaceful grounds, perfect for quiet mornings with a cup of coffee, while others are just steps from historic parks and celebrated gardens. With every turn of a path delivering something new, you’ll enjoy endless inspiration and the perfect backdrop for lasting memories.
Food: Unforgettable Holidays, Unforgettable Flavours
Let every holiday be a journey of taste.
HPB makes it easy to explore Europe’s culinary delights. After all, many properties have fantastic on-site restaurants, while others are ideally located to discover regional specialties at your own pace. Imagine sampling sizzling tapas in Almería, Spain, or indulging in delicate pastries in a sunlit village in the Dordogne. Perhaps you’ll enjoy fish and chips by the sea in Cornwall or wander a charming market searching for the perfect cheese or local tipple.
Music: Experience the Sounds of Europe
Let the rhythm of Europe shape your holiday.
Music is everywhere in Europe, from flamenco evenings in the Costa Blanca to classical concerts in Puglia, and even sunset serenades on Madeira. HPB offers access to a lifetime of these experiences, with over 1,500 properties across more than 30 locations. Plan a holiday around a festival, a local performance, or simply the sounds of a lively European plaza. With HPB, music is not just a backdrop – it’s part of the experience.
History: Step Back in Time
Explore Europe’s stories one step at a time.
From an 18th-Century château in the Breton countryside to a restored Franciscan friary in Anglesey, Wales, you’re never far from an amazing story on an HPB break. Staying at our stunning sites allows you to be close to iconic sites or stay in buildings that are themselves a piece of history. Wander cobbled streets, admire centuries-old architecture, and immerse yourself in the atmosphere of remarkable places. At the end of the day, return to modern comforts that make every break a pleasure.
Your Next Holiday Awaits
Whatever you love, be it gardens, food, music or history, HPB makes every holiday unforgettable. With choice, flexibility and quality built in, it’s more than a break… it’s a lifetime of holidays waiting to be enjoyed.
Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £39 (that is around £155 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, the average weekly charge for a studio sleeping two is around £388 and around £597 for a two-bedroom property, larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances), but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.