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This article was written for Silversurfers, which is now part of Rest Less.
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From a Cotswold cottage built with honey-coloured stone to a grand 19th-century baronial country mansion – and everything in between – there is a lifetime of escapes to choose from when you become a Bondholder with HPB.
No matter if your dream break involves strapping on your walking shoes, or simply strolling down to the pool with a good book, you’ll never be left wanting – something Jane and Neil Fleetwood, from Kendal, know all too well.
“We love cycling, walking, exploring the local countryside, swimming – you name it we’re up for it,” enthuses Jane. “Above all we love socialising, meeting people and getting involved in new activities. So the Bond is perfect for us!”
Jane and Neil inherited their Bond from Jane’s parents, themselves Bondholders for over 30 years. “My parents had a wonderful time visiting almost every UK site and many of the overseas sites,” she continues. “They were great fans but were finding it increasingly difficult to travel, so during Covid they decided to gift it to us. And what a lovely gift!”
Recently retired from Electricity North West, Jane spent much of her working life in a car.“It was a great career but to be honest I was tired of driving, and ready to start enjoying myself. Neil is still working as a joiner but, because he’s self employed, we can almost take off whenever we want. Which is one of the great things about the Bond – it’s so flexible. That and the fantastic choice of locations here in the UK and throughout Europe.”
And the couple certainly haven’t wasted any time, having already visited Rosedale in the Yorkshire Dales, Merlewood in Cumbria (several times), Ivy House and Braithwaite Court in the Lake District, Henllys in Anglesey, Duloe Manor in Cornwall, St Siméon near Paris, Le Manoir du Hilguy in Brittany and La Reserva de Biniorella in Mallorca.
“We decided from the outset that wherever we holidayed we would try and avoid using the car as much as possible, and instead use public transport,” adds Neil. “It’s so much more relaxing. We’re also keen walkers so will happily take off for the day with our rucksacks. And we always take our bikes to the UK sites. It’s such a lovely way to explore further afield.”
“Our absolute favourite is Merlewood, it’s only 12 miles from where we live but it’s a spectacular site with so much to do,” says Jane. “We take our bikes on the train from Grange to wherever we decide on the day and then cycle back. We have a different adventure every time! And last Christmas we brought my parents over for the day which was very nostalgic for them.”
Jane and Neil are busy planning their next trip. “We’re like kids in a sweet shop,” they laugh, “spoilt for choice! And to cap it all, our good friends have recently become Bondholders on our recommendation, so we can look forward to some wonderful holidays together.”
We can’t wait to see where Jane and Neil head off to next. After all, the choices are endless! Gaze out over the azure waters of the Atlantic from your getaway in La Gomera, arguably the most beautiful of the Canary Islands, or stay closer to home to explore the Lake District, Pembrokeshire, the Yorkshire Dales, and beyond.
With a remarkable portfolio of over 1,500 properties across 34 stunning locations in the UK and Europe, HPB offers a new way to holiday. Bondholders can relax knowing that no matter where they go, they will be met with superb facilities, luxurious comforts, and impeccable standards.
Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £372 a week and £569 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.