This article was written for Silversurfers, which is now part of Rest Less.
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When you have the freedom to travel more often, stay longer and choose holidays that suit your pace, the world opens up. If exploring new places (or returning to old favourites) is high on your list, the Holiday Property Bond can offer exceptional escapes, year after year.
With more than 1,500 properties across the UK and Europe, HPB has built a portfolio that spans dramatic coastlines, rolling countryside and sun-soaked islands. Their properties are designed for people who value comfort, quality and character.
In fact, many Bondholders find themselves returning to the same destinations time and again, building traditions and friendships, and enjoying the reassurance of arriving somewhere that feels instantly familiar.
Below are just a few of the places that continue to capture hearts.
1. Tigh Mor, Scotland
Set on the edge of a loch in the Trossachs, Tigh Mor is a refined Highland retreat surrounded by some of Scotland’s most stirring scenery. Forested hills rise in the distance, wildlife roams freely, and the changing light over the water creates a view that never grows old.
Days here can be as active or as restful as you wish. There are woodland walks and opportunities to explore charming local villages, as well as cosy corners perfect for an afternoon with a good book.
As evening draws in, guests can gather by the fire, perhaps with a glass of something warming, enjoying the calm that only a Scottish landscape can provide. It’s a setting that invites you to slow down and savour the moment.
2. Encosta Cabo Girão, Madeira
For those drawn to sunshine and sweeping sea views, Encosta Cabo Girão in Madeira offers a spectacular change of scene. Perched high above the Atlantic on one of Europe’s tallest sea cliffs, this private resort enjoys panoramic vistas that stretch far beyond the horizon.
The villas and apartments are thoughtfully designed, blending contemporary comfort with a peaceful island atmosphere. Guests can enjoy indoor and outdoor pools, spa facilities and an on-site restaurant, making it easy to balance exploration with relaxation.
Madeira’s temperate climate makes it an appealing destination throughout the year, particularly for travellers who appreciate a gentler rhythm and the pleasure of travelling outside the busiest periods.
3. Le Manoir du Hilguy, France
In the heart of rural France, Le Manoir du Hilguy offers a different kind of escape. Surrounded by vineyards and parkland, this beautifully restored manor house combines elegance with understated charm.
Mornings might begin with coffee in the gardens, followed by a visit to a nearby market to browse local produce and artisan goods. Afternoons invite leisurely lunches, scenic drives through the countryside or simply time spent enjoying the tranquillity of the grounds. It’s an ideal base for those who appreciate culture, cuisine and the gentle pleasures of village life.
How to access exclusive holidays for life
The appeal of the Holiday Property Bond lies not only in its diverse destinations but in the lifestyle it offers. With the freedom to travel more frequently and the reassurance of high standards across every property, Bondholders can focus on what truly matters: discovering new places, revisiting favourites, and making the most of every opportunity to get away.
An initial payment from £5,000 and a quarterly fee of under £39 (that is around £155 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes.
For each HPB holiday, you’ll pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year. The average weekly charge for a studio sleeping two is around £388 and around £597 for a two-bedroom property. Larger properties are also available.
After an initial charge of 25%, your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk.
You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances), but you’ll get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £39 (that is around £155 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, the average weekly charge for a studio sleeping two is around £388 and around £597 for a two-bedroom property, larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances), but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA.