This article was written for Silversurfers, which is now part of Rest Less.
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The Holiday Property Bond (HPB) offers something truly special: not just a single getaway, but the opportunity to enjoy high-quality holidays year after year.
With over 30 carefully selected locations across the UK and Europe, from the misty Scottish Highlands to the sun-drenched hills of Tuscany, HPB gives Bondholders the chance to create holiday memories that last a lifetime.
Whether it’s a quiet countryside escape, a sunny week abroad, or a coastal retreat closer to home, HPB provides the flexibility and freedom to tailor each holiday to personal preferences. It’s more than a holiday… it’s a lifetime of magical moments.
New Additions and Exciting Upgrades
HPB is always working on its portfolio to ensure every holiday taken by their more than 40,000 Bondholders meets the highest standards. Most recently, the team has added 15 brand-new properties at the Upper Norton site in Shropshire. Nestled in rolling countryside, these charming cottages offer a peaceful setting with modern comforts and a touch of luxury. The development also includes new on-site leisure facilities, featuring an indoor pool, fully equipped gym, and a tranquil treatment room – perfect for rest and relaxation.
Further afield, HPB’s European locations have seen a number of improvements in 2025. All French sites now offer EV charging points, making travel by electric vehicle even more convenient. At Le Manoir du Hilguy in Brittany, guests can enjoy a revitalised outdoor swimming pool, ideal for a relaxing summer’s day.
In the UK, families will appreciate new children’s playgrounds at Duloe Manor in Cornwall and Tigh Mor Trossachs in Scotland, providing extra enjoyment for younger visitors. Meanwhile, tennis enthusiasts will be pleased to find fully refurbished courts at La Reserva de Biniorella, HPB’s striking property in Majorca.
A Holiday That Grows With You
With over 30 unique destinations, each chosen for its charm, character, and setting, becoming a Bondholder with HPB means you can return to old favourites or explore somewhere entirely new, each and every year. What’s more, with HPB you can holiday when it suits you, whether that’s a long summer stay, a short winter break, or a last-minute getaway. And with new properties and facilities added regularly, there’s always something new to discover.
Ready to Find Out More?
If you’re looking for a better way to holiday – where quality, choice, and flexibility come as standard – there’s never been a better time to discover what HPB has to offer. Click below to learn more about how the Holiday Property Bond can unlock a lifetime of holidays for you and your family.
Silversurfer members exclusive offer
Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £372 a week and £569 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
