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In this, the second of our short pension explainers, Nishma Waite, Chartered Financial Planner at Fidelius, talks to Rest Less Money Editor Melanie Wright about consolidating your pensions, including how to go about finding lost or forgotten pensions, the pros and cons of pension consolidation, and which types of pensions you shouldn’t consolidate.
If you’re 50 or over and have a defined contribution pension, you can get free guidance on the options available to you from the Government’s Pension Wise service. However, if you want personal recommendations or advice about your specific circumstances, you’ll need to speak to an advisor.
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If you’re considering seeking professional financial advice on the options available to you, we’ve partnered with nationwide Chartered independent advice firm Fidelius to offer Rest Less members a free initial consultation with a qualified financial adviser. There’s no obligation, however if the adviser feels you’d benefit from paid financial advice, they’ll talk you through how that works and the charges involved.
Fidelius are rated 4.7 out of 5 from over 2,600 reviews on VouchedFor, the review site for financial advisers.
If you’re looking for some more detailed information, we’ve got lots of articles to help. Here are a few you might be interested in:
Please note that the views and opinions expressed in this video do not constitute financial advice.
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