Compare car insurance
You could save up to £490* a year on your car insurance. Compare car insurance quotes from over 110 providers and see how much you could save today.
Compare car insurance quotes
If your car insurance is up for renewal, don’t automatically accept the quote offered by your existing provider without seeing if you can find a better deal elsewhere.
Car insurance renewal premiums have a habit of increasing every year, even if you haven’t made a claim. In fact, the FCA estimates that around 6 million policyholders are not getting a good deal on their home or motor insurance.
Save money on your car insurance
- You could save up to £490* on your car insurance
- Get a quote online in minutes
- Compare car insurance quotes from over 110 leading providers in the UK
*51% of consumers could save £490.26 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
How it works
Enter your details
Enter a few details about you, your car and the insurance cover you’re looking for.
See and compare car insurance quotes from over 110 providers in the UK.
You could save up to £490*. Find the right insurance deal for you and submit your application.
How can I get cheap car insurance?
One of the easiest ways to find cheap car insurance is to compare quotes online. This comparison tool has deals from over 110 of the UK’s most trusted insurance providers. You can compare car insurance policies based on price, cover level or payment type – and you could save up to £490*.
Here are some tips to help you lower the cost of your car insurance premiums:
- Choose your car wisely. Some cars are cheaper to insure than others.
- Make sure your mileage is correct. The more you drive, the higher your car insurance premiums will be.
- Pay your premium annually rather than monthly. You could save 20% or more by paying for your insurance upfront.
- Never automatically renew your cover. Even if you haven’t made a claim, your car insurance premium is likely to be more expensive if you stick with the same provider.
What type of car insurance do I need?
The type of insurance you need depends on the level of cover you want. There are three types of cover:
Third party only – this covers other people (such as your passengers) involved in an accident, or damage to other people’s property, but if your car is damaged or stolen you have to pay for it yourself.
Third party, fire and theft – like third party but covers repairs or replacement if your car is stolen or set on fire.
Comprehensive insurance – covers everything above and also covers damage to your own car.
What details do I need to compare car insurance quotes?
To compare car insurance quotes, you’ll need provide the following information:
- Your car – If you don’t know the registration number, you can enter the make, model and year of manufacture. You’ll also need to advise if your car has been modified and its driving history including any accidents, insurance claims and driving convictions.
- How you use your car – What you use your car for, for example, social purposes only or commuting and social purposes, where it is parked during the day and at night, and your annual mileage.
- No Claims Discount (NCD) – Details of your no-claims discount can help lower the quotes you get.
- Additional drivers – Include details of any additional drivers you want to add to the policy.
- Your personal details – You’ll also need to provide a few details about yourself like your name, age, address, and your occupation. Your insurance premium is calculated based on the type of job you do.
- Your licence number – What type of licence you own, how long you have had it, your claims and driving history also need to be declared.
Frequently asked questions
Does lower mileage mean cheaper car insurance?
The more you drive, the higher risk insurers will consider you to be, simply because the longer you spend in your car, the more likely you are to be involved in an accident.
It’s a good idea to give as accurate an estimate as possible, as if you tell your insurer you drive more miles than you actually do, you’ll end up paying for these miles.
How does the coronavirus impact car insurance?
The coronavirus pandemic has resulted in many insurers lowering car insurance premiums, as lockdown measures have meant we’ve spent less time on the roads.
Does my job affect my car insurance premium?
Yes, your job is a key piece of information used by insurance providers to work out your premium. Certain occupations may require you to spend more time on the road and are hence considered much higher risk than others. Always make sure you describe your occupation accurately as failure to include the correct information could invalidate your policy.
What does car insurance cover?
The type of insurance you need depends on the level of cover you require. There are three levels of cover available which you can choose from based on your individual circumstances.
Third party only – this covers other people (such as your passengers) involved in an accident, or damage to other people’s property. However, this does not cover damages to your car or theft.
Third party, fire and theft – This covers repairs or replacement if your car is stolen or set on fire in addition to a third party cover.
Comprehensive insurance – This covers everything above and also covers damage to your own car.
Should I pay car insurance annually or monthly?
If you can afford to, paying your car insurance upfront could save you as much as 20% compared to paying premiums monthly. Premiums are higher if you pay monthly because you’re effectively taking out a loan, so the insurer charges interest on the repayments you make across the year. If you pay in one go, no interest is payable.
Is car insurance cheaper for drivers over 50?
Car insurance for the over 50s tends to be a bit cheaper than for younger drivers, as they are considered to be a lower risk than younger drivers. However, insurers factor in all sorts of things to decide how much you’ll pay in premiums, such as your occupation, claims history and the age and value of your car.
The best way to make an informed choice is to compare car insurance quotes from several different providers and see who can offer you the best deal. You can read more about over 50s car insurance and compare quotes here.