Owning a property you let out can provide you both with rental income and the potential for capital growth. However, it’s not something that should be entered into lightly and there are risks involved. Our guides explain everything you need to know about buy to let mortgages and becoming a landlord.
Want to speak to a mortgage advisor? Speaking to an experienced mortgage advisor can help you to understand your options and get a great deal on your mortgage.
If you’re looking for expert mortgage advice, you can get a free consultation with an independent mortgage adviser at Fidelius. Speak with a qualified, FCA-regulated, independent mortgage adviser you can trust. Rated 4.7/5 on VouchedFor from over 1,250 reviews.
If you’re looking for buy to let mortgage rates available today or to get an idea of the sort of mortgage you might be able to afford – take a look at our free mortgage rates comparison calculator. Enter a few basic details to compare deals available from the whole of the market today. Update your options as you go, if you’d like to try out a few different scenarios.
Buy to let mortgages differ from residential mortgages as lenders will want to know how much rental income you expect to receive, and whether you’ll be able to cover your mortgage payments during periods when you might not have tenants. These articles can help you get to grips with all the buy to let basics.
Want to speak to a mortgage advisor? Speaking to an experienced mortgage advisor can help you to understand your options and get a great deal on your mortgage.
If you’re looking for expert mortgage advice, you can get a free consultation with an independent mortgage adviser at Fidelius. Speak with a qualified, FCA-regulated, independent mortgage adviser you can trust. Rated 4.7/5 on VouchedFor from over 1,250 reviews.
Applying for a buy to let mortgage is similar to applying for a residential mortgage, although different eligibility criteria will apply. Here’s what you need to know if you want to boost your chances of your buy to let mortgage application being accepted.
Our buy-to-let mortgage calculator is ideal for first-time and existing buy-to-let landlords and can provide you with an estimate of how much you could borrow on a buy-to-let mortgage. Simply enter your expected monthly rental income to see how much you could afford to borrow on a buy-to-let mortgage.
Owning a property you let out to tenants involves various responsibilities, so before entering into buy to let, it’s important you’re clear on what your obligations are, as well as what your tenant’s rights are.
It is possible to change a residential mortgage to a buy to let mortgage. However, it’s not quite as simply switching from a residential mortgage to a buy to let one, so you will have to remortgage to an entirely new product either with the same or a new lender. Whilst sticking with your current lender is likely to be the most straightforward option, you might be able to find better buy to let mortgage rates available elsewhere.
Our mortgage advice guides can help you understand the average sold prices of properties in popular locations and give you some insight into what it’s like to live there.
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