Compare mortgages

Compare over 15,000 mortgage deals from over 90 lenders in minutes. If you prefer to speak to someone – arrange to get fee-free mortgage advice from Fluent, our experienced broker partner.

Compare the best mortgage deals on the market today

Enter a few basic details and we’ll compare mortgage deals from the whole of the market, so you can see the best mortgages deals we can show you today.

You can adjust your details on the results page if you’d like to see what that does to the different mortgage options.

Find the right mortgage for you

  • Compare over 15,000 mortgage deals
  • 90+ lenders covering whole of market
  • See deals in minutes
  • Get free mortgage advice

Looking for free mortgage advice?

If you’d like to speak to a mortgage advisor, we’ve partnered with Fluent Mortgages to provide you with market leading, fee free advice. Arrange a call-back today and one of their expert mortgage brokers will talk you through your options, and help to find the best mortgage deal for you.

What kind of mortgage do I need?

Whether you’re moving home, purchasing a property for the first time, remortgaging your current property, or looking for a buy-to-let mortgage – take a look at the best deals and rates available today.

How our mortgage comparison tool works

STEP 1

Enter basic details

Enter a few basic details about your property and mortgage you’re looking for.

STEP 2

See deals today

Customise your details as you go, if you’d like to try out a few different scenarios.

STEP 3

Get free advice

Talk through your options with a mortgage broker and get your application started.

Frequently asked questions

Does the mortgage application process differ if I'm over 50?

Getting a mortgage used to be much trickier the older you got, but lenders now offer a much wider range of options to borrowers aged 50 and above.

Different lenders impose different mortgage age limits, so when choosing a mortgage it’s a good idea to explore several options so you can be certain you’ve found the best deal for your needs.

However, taking out a mortgage in your 50s isn’t very different to getting a mortgage when you’re in your 20s, 30s or 40s. Lenders will want to check that you’ll be able to afford your payments both now and in the future.

Read more in our guide: Mortgages over 50: what you need to know.

How can I improve my chances of being accepted for a mortgage?

If you’re worried about not being accepted for a mortgage, there are certain things you might be able to do that could help boost your chances. For instance, in addition to making sure you can afford the mortgage you’re applying for, lenders will look at your credit score – which is effectively a record of how you’ve managed debt in the past.

If you’re worried that your credit score is not high enough, there are several ways you might be able to do that before applying for a mortgage. Read more about what you can do to improve your chances.

How do I find a mortgage advisor?

Your mortgage is a big commitment and an important financial decision, so it’s crucial to make sure you get the right mortgage advice for you. Whilst it’s always beneficial to do your own research, it’s almost always a good idea to get mortgage advice from an expert with in-depth knowledge of the market.

A mortgage advisor (or “broker”) will typically have access to deals from a range of lenders and sometimes have exclusive offers only available to mortgage brokers. Seeking mortgage advice also offers extra protection, as you can complain to the Financial Ombudsman Service if your mortgage turns out to be unsuitable.

If you’d like to discuss your options with a mortgage advisor, we’ve partnered with Fluent Mortgages to offer fee-free mortgage advice. You can request a free, no obligation callback here.

What do I need to get a mortgage?

Before applying for a mortgage, contact the three main credit reference agencies and order your credit reports. Make sure there is no incorrect information about you. Start collecting all the documents you will need for the mortgage application process. Read more about how to apply for a mortgage.

How much does a mortgage cost?

There are a number of fees and charges you might need to pay if you’re taking out a mortgage. These might include mortgage broker fees, adviser fees, valuation fees, arrangement fees and more. Take a look a this handy mortgage costs and fees guide to find out more about the potential costs of taking out a mortgage and how much you might have to pay. It’s worth noting that you can get help and advice from a broker for free. If you’d like to do that, you can arrange a free, no obligation call-back with our experienced broker partner, Fluent Mortgages here: get free mortgage advice.

What mortgage can I afford?

How much you can afford to borrow depends on several factors. Firstly, your household income – including your salary and any additional income you receive, such as from a second job, freelancing, benefits, commission or bonuses.

Lenders will also be looking to check affordability, so they can be confident that you’ll be able to afford the monthly payments for the duration of your mortgage. To do this, they will typically look at your regular household bills and outgoings, as well as any debt you have such as loans and credit cards.

Lenders will also ‘stress test’ whether you’ll still be able to afford your mortgage payments if, for example, interest rates were to rise or your income dropped.

Ready to compare the best mortgages?

Find out more about mortgages

Our mortgage guides are designed to give you the essential knowledge you need to feel confident when considering your mortgage options. 

Whether you’re looking to refresh your mortgage knowledge, want to understand how mortgages work and where to start, or you’re looking for information related to your needs – our guides are here to help.

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