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Latest Money News 15.07.2026
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Remember the July 31 payment on account deadline
If you’re self-employed, the second ‘payment on account’ deadline for any tax payable for the 2025/26 tax year is on July 31. Payments on account are a requirement for those who are self-employed and mean that you must make advance payments for your tax bill in two instalments during the year, on January 31 and July 31. These payments are calculated from the bill of your previous tax year. Find out more about self-assessment deadlines at HMRC.
Stafford launches 4.36% cash ISA
If you’re looking to make the most of your ISA allowance, Stafford Building Society has introduced a new cash ISA paying a competitive 4.36% AER. The account can be opened online, by post or in a branch, with a minimum deposit of £1,000. While you can add money whenever you like, withdrawals are restricted, with a maximum of two allowed during each society year (1 November to 31 October). You can explore top cash ISA rates in our guide Best cash ISA rates – which cash ISAs pay the most interest?
Co-op launches switching incentive of up to £300
The Co-operative Bank has launched a new current account switching deal, offering up to £200 to eligible customers who move their banking using the Current Account Switch Service (CASS). The incentive is available to people opening either the Bank’s standard Current Account or its Everyday Extra account, which comes with a £12 monthly fee. The bonus is paid in stages, with £125 awarded initially, followed by three monthly payments of £25. Existing customers may qualify for a higher £300 switching bonus, provided they meet the offer’s eligibility requirements. Find out more at The Co-operative Bank.
Halifax urges customers to be on their guard against scams
The Halifax brand will soon change to Lloyds, which the bank says scammers will use as an opportunity to impersonate it and try to scam people out of money. Halifax and Lloyds say they will never contact customers asking them to share or reset a passcode, password or other banking details. Legitimate emails will always include your name, the last four digits of your account, or part of your postcode. Find out more in our guide Latest scams to watch out for in 2026.
Probate fees increase
Anyone applying for probate now faces a higher bill, as the probate fee rose by 75% from £300 to £526 on 13 July. The increase means the cost of obtaining probate, which is the legal process that gives someone authority to deal with a deceased person’s estate, will have almost doubled in just over two years. In May 2024, the fee stood at £273. Learn more about how probate works in our article What is probate?
Yorkshire Building Society re-launches East Access Saver account
Yorkshire Building Society has relaunched its Easy Access Saver account with the option for members to choose between receiving their interest monthly, or annually. The new version of the account pays 3.65% variable interest rate and allows savers to access their money at any time, with unrestricted withdrawals. Find out more at Yorkshire Building Society and discover some of the current best buy easy access accounts in our guide Best instant access savings accounts revealed.
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