How to save money – 17 ways to cut costs

The coronavirus pandemic continues to hit people’s incomes hard, so many of us are finding ourselves  looking at ways we can reduce our outgoings to help us make ends meet over the next few months. 

With that in mind, here are 17 simple and effective ways to cut costs and give your bank balance a boost.

Start budgeting

start budgeting

If your income has reduced, you’re going to have to rein in your spending and one of the best ways to do this is by working out a monthly budget. 

Start by working out how much money you will need to cover your monthly essentials including, for example, your rent or mortgage, utility bills, Council Tax and any other debts, such as credit cards and/or personal loans. Once you’ve done this, you should have a clearer picture of how much money you have to spend on areas such as your weekly shop. Citizens Advice has a useful free budgeting tool to help you understand what you’re earning and spending and where you might be able to cut costs.

Cancel or pause subscriptions

If you’re having to get by on a reduced income, your focus should be on covering essential costs such as your mortgage or rent, utility and food bills and cutting back on non-essential spending.

Subscriptions, whether they’re to a magazine, gym, TV streaming service or anything else are often a good place to start. The Money Advice Service has a useful Quick Cash Finder tool which enables you to see how much you’d save by cancelling some of the things you regularly spend money on.

It’s almost certainly worth having a quick look through your bank transactions and credit card statements over the last few months to remind you of any regular payments that come out. You may be surprised at some of the things you are still paying for, but don’t need or use any more….

Reduce Council Tax bills

council tax

If you don’t think you’ll be able to afford to pay your council tax because you’re now on a lower income or claiming benefits, you might be eligible for a council tax reduction which could reduce your bill by up to 100%. What you get will depend on where you live, your circumstances, your household income and whether you have children or other dependents living with you. discount. You can apply for a council tax reduction here. For example, if you are the only adult living in a property you can apply for a 25% council tax. You might also be eligible for a reduction if you’re a carer or live alone. For example, if you are the only adult living in a property you can apply for a 25% council tax discount.

If you don’t qualify for a reduction, you may still be able to ask your council whether you might be able to take a break from payments for a month or two. The support available varies from council to council so its worth contacting your local council to find out what help they can provide – you can find their contact details here.

Reduce your car insurance bills

When your car insurance is up for renewal, be sure not to automatically accept the quote offered by your existing provider. Car insurance renewal premiums have a habit of increasing every year, even if you haven’t made a claim, so there is little reward for staying loyal to your existing provider. To keep costs low, it’s essential to shop around for cover.

If your car insurance is coming up for renewal soon, you can compare car insurance quotes from over 110 UK providers using the following car insurance comparison tool.

It’s worth remembering that a handful of insurers such as Direct Line and Aviva don’t feature on comparison sites, including our own, so it may be worth getting quotes from them directly too.

If your car insurance renewal date isn’t for several months, don’t worry, but don’t miss out – let us know your renewal month here and we can send you a reminder nearer the time. 

If you’re looking for other ways to save money on car and transport costs you might want to consider our money saving guide Eight ways to save on car and travel costs

Switch to own brands

Supermarkets are seeing huge demand for food and household essentials at the moment, which can mean there’s sometimes a limited range of options to choose from. 

However, if you do find a shop where there’s good availability, or if you’re able to complete  your food shop online, choose own brand items rather than sticking to the names you know. According to research by the Good Housekeeping Institute, switching just seven branded products you buy regularly to non-branded equivalents could slash as much as around £240 a year off your shopping bills.

Check out yellow sticker shelves at the supermarket too, which are home to discounted items that are about to reach their sell-by date. Discounts are often applied in the evenings, so if you are able to plan your shop for later in the day you should be able to pick up some bargains.



Your mortgage is likely to be your biggest monthly outgoing, so check the rate you’re currently paying and see if you might be able to reduce your monthly payments by remortgaging. If you’re on your lender’s standard variable rate, you’ll almost certainly be able to cut costs, and savings can be substantial. 

For example, someone with a £100,000 mortgage with 10 years left to run on an SVR of 4% would currently pay £1,012 a month. If they were to remortgage to a two-year fixed rate at 1.19%, monthly payments would fall to £884, a saving of £128 a month or £1,536 a year. Bear in mind that many remortgage deals come with arrangement fees, so you’ll need to factor these in when calculating how much you’ll save. 

You can use our mortgage comparison service to compare remortgage deals from the whole of the market and find out how much you might be able to save. If you are nervous about switching lenders, it is still worth filtering for deals from your existing lender so you can see how much you could save from remortgaging with them. Our mortgage comparison service allows you to compare the best rates from both your current lender and the whole of the wider market, quickly and easily. 

If you’re not sure which remortgage deals you’ll be eligible for, fee-free mortgage brokers such as Fluent Mortgages or London & Country Mortgages can research the various options that may be available to you on your behalf. They’ll also be able to advise which deals may be best for you based on your individual circumstances.

You can also set a remortgage reminder notification with Rest Less if you’re midway through an existing deal and we’ll get in touch to remind you nearer the date your mortgage deal expires.

If remortgaging isn’t an option as you have lost your source of income, or you’re struggling to cover costs , you may be able to take a mortgage holiday to help relieve the short term financial pressure. You have until 31 October to apply for a payment holiday. Bear in mind though that your payments are only going to be deferred, which will mean steeper costs when you restart your mortgage payments. You can see the impact a mortgage payment break will have on your future payments using our mortgage payment holiday calculator. Find out more about how mortgage payment holidays work in our article Everything you need to know about taking a mortgage payment holiday.

Alternatively, you might be able to move your mortgage from a repayment basis to an interest-only basis to reduce your monthly costs until you’re able to get your finances back on track. If you think you might need help with your mortgage payments, talk to your lender as soon as you can about which options might be available to you. 

Reduce your other borrowing costs

If you’re looking to cut the cost of other debts, such as credit card bills, consider switching any balances on cards charging high interest rates to a 0% balance transfer card.

For example, cards such as TSB’s 29-month Platinum balance transfer card and M&S Bank’s 28-month 0% balance transfer card enable you to repay what you owe gradually without being hit by hefty interest rate charges. Make sure you pay off what you owe within the interest-free period though, as after this period ends interest on the TSB card shoots up to 19.95%, or 19.9% on the M&S card.

Bear in mind that there will also be a balance transfer fee when you move your balance across. TSB’’s card has a 2.95% balance transfer fee, whilst M&S Bank’s is 2.85%. These fees are usually added to your balance, so you won’t have to make an up-front payment. Find out more about the TSB card and the M&S card.

Cut energy bills

cut energy bills

With more of us working from home, our energy bills are likely to be higher than usual for this time of year, so it’s important to look at ways you might be able to reduce your costs. At the same time, energy costs are the lowest they’ve been in years making this a great time to switch supplier – and thankfully it’s never been easier.

According to the energy regulator Ofgem, over 11 million households are on expensive default energy tariffs, and are almost certainly paying more than they need to for their gas and electricity. Check out our article Four reasons you should switch energy supplier now to find out more.

We know it can seem daunting, but in a bid to encourage competition and save consumers money, the regulator has made switching energy supplier incredibly easy and the whole process can be completed online in just 15 minutes – with only meter readings to follow.

See if you can reduce your energy bills with our energy comparison tool. Over half of Rest Less users (51%) who have switched using the tool have cut energy costs by an average of £167 a year, and one in 10 have saved £340 a year.

You can also look at ways to reduce your energy consumption, for example, by making sure you don’t leave electrical goods on standby. Find out more about energy-saving measures in our article Save money on your energy bills.

Consider a water meter

Many people have fixed water bills which are based on their home’s size rather than the amount of water they use. Depending on how many people are in your household, you might be able to save hundreds of pounds a year by switching to a water meter if you’re not already on one. 

As a general rule, if you’ve got the same number of bedrooms in your property as people, or more bedrooms than people, a meter will probably save you money. If you decide to switch to one, you’ll usually have a trial period of 24 months, during which time you can switch back to your old fixed charges. This won’t be possible in all areas, however, as in some locations compulsory metering is being introduced. The Consumer Council for Water has a helpful water meter calculator to help you work out whether you could save money by moving to a meter.

Reduce buildings and contents insurance bills

If your home insurance is up for renewal soon, make sure you don’t automatically accept the quote offered by your existing provider. There’s no reward for staying loyal to your insurer – in fact you’ll probably find prices creep up every year, even if you haven’t made a claim. 

It’s therefore essential to always shop around for cover so you can keep your insurance costs to a minimum. To help navigate the home insurance market, we’ve written a comprehensive guide to home insurance that should help answer any questions you have about switching providers each year and getting the best deal possible.

If your current buildings and contents cover is up for renewal soon, you can compare quotes from over 50 UK providers and switch online using the following home insurance comparison tool51% of consumers who obtained a quote for Home Building & Contents Insurance in February 2020 were quoted less than £149.83.

Remember that some of the big insurers such as Direct Line and Aviva don’t feature on comparison sites, including our own, so it may be worth getting quotes from them directly too.

If your renewal date isn’t for several months, don’t miss out – let us know your renewal date here and we can send you a reminder email nearer the time.

reduce home insurance bills

Protect yourself from steep home phone and broadband costs

It’s also worth checking with your home phone and broadband provider to see if you might be able to move to an alternative cheaper tariff to help reduce your monthly bills. If you are one of the 40% of broadband customers that Ofcom estimates to be out of contract, then you’ll almost certainly be over-paying and potentially able to make significant savings by signing up to a new deal.

Even if you’re not overpaying, the chances are you’ll be using your phone and broadband more than normal, and you might be able to get a faster speed or an additional free calls allowance for the same money – so it’s always worth making sure you’re on the most appropriate package. If you are looking for more detailed information about switching your home phone and broadband you can read our guide on How to find the best broadband deal.

You can also compare home phone and broadband deals quickly and easily using our broadband comparison service. All you need to do is enter your postcode, and your current provider and the service will come up with the deals available to you. You can then narrow down your options by specifying your budget, the speed you’re looking for, how much data you need, and how long you want your contract to be.

Even if you don’t want to go to the effort of switching providers, it’s still worth taking a look at the best deals available on the market – as if you call your existing provider and tell them that you’ve got your eye on a great deal with another provider, you’ll put yourself in the best possible negotiation position to get a great deal with your existing provider.

Make your food go further

UK households waste 4.5m tonnes of food each year that could have been eaten. This food has a value of £14 billion, equivalent to £700 a year for an average family with children, according to the Waste and Resources Action Programme (WRAP). 

To make sure your food goes as far as it possibly can, write a meal plan each week and make use of everything you’ve got in the cupboard. You can download and print off a free planner here.

If you’re looking for ideas, has lots of great recipes and tips on reducing food waste. Never overlook the magic of leftovers as they’ll save you both time and money. Always put leftover food into a tupperware container and save it for lunch or dinner the next day. You’ll appreciate it when you don’t have to spend your lunchtime or evening cooking an entirely new dish.

Don’t condemn overripe fruit or veg to the food waste bin either. For example, overripe bananas provide a stronger and sweeter banana flavour when used in a banana bread recipe, and soft avocados can be mashed easily and combined with a few simple ingredients such as red onion, garlic and a hint of lemon or lime juice to make a delicious guacamole. You can also blend overripe fruit into tasty, healthy smoothies.

It’s also worth signing up for Olio, a food-sharing app that connects you to your local community with the aim of reducing waste, and saving money. You can list anything on the app that you won’t be eating in your household but hasn’t yet gone off. Alternatively, you can search for food or other items that are being offered within your local area for example, a nearby neighbour might be offering loaves of bread,or bags of spaghetti – but you may also find other items such as toiletries and books listed. You can download Olio free of charge for iOS here and Android here.

If you’re struggling to afford food, or you’d like to make a food donation, contact your local food bank via the Trussell Trust website.

Get discounts

When shopping online, always check to see if there is a discount voucher available which can get you money off your purchases too. Sites where you can see current voucher codes include and Simply enter the name of the retailer you’re buying from and these sites will let you know if there are any discounts available. 

Keep your mobile phone bills under control

If you’re nervous about overspending, ask your provider to set a spending cap so that you won’t be able to exceed your data allowances and rack up any unexpected charges. You can usually arrange this online through your account with them, or you can contact them by phone.

Another helpful tip is to always make sure you connect your mobile to your home WiFi wherever possible in order to reduce the amount of data you use. Be wary of using WIFI networks that you don’t trust when you’re out and about, as they can be used by fraudsters to steal data – but wherever possible ensuring your phone connects to your home WIFI, or to any trusted friends or family WIFI will help keep your mobile data usage, and your bills down.

Mobile phone tariffs can also be really confusing and make it hard to know how to get the best deal for your usage. To help we’ve written a comprehensive guide to demystify the mobile phone switching process which hopefully places you in a stronger position to make sure you’re not overpaying for your mobile phone.

You can also use our mobile comparison service, which compares the best SIM-only deals and handset deals in the market. Mobile costs are not something that people regularly scrutinise so if you’re out of contract with your existing provider, you might be surprised at how much you could save.

Keeping on top of your mobile phone bills is especially important at the moment, when many of us are working from home and want to stay connected whilst we are isolated at home. There should be no need to stop contacting your friends and family remotely, but it’s definitely worth making sure you do it in the cheapest way possible.

reduce mobile phone bills

Earn cashback when you spend

See if you can earn cashback on your spending via sites such as and

If you’re going to make a purchase online then try heading to one of these websites first and following the link to the company that you were going to make the transaction with. If the company is affiliated with the cashback site, you could receive some money back on your purchase. According to Topcashback, members receive an average of £325 per year in cashback, which is available on a wide range of goods and services, from broadband to insurance, energy plans, and garden furniture. Cashback rates vary widely – you could get 1% cashback on one purchase and as much as £150 cashback on another from a different store.

Claim back travel costs

If you used to commute prior to government advice to stay at home, you may have a rail season ticket that you no longer need. You can get a refund for any ticket that will no longer be used, so get in touch with the train company or the website you bought the ticket from to find out how much you might be entitled to. Alternatively, you can request a refund from the ticket office managed by your train operator. You can find contact details for the different train operators at National Rail

To be eligible for a refund, you must have at least seven days left unused on a monthly or longer season ticket, or at least three days remaining if you’ve bought a pre-paid weekly ticket. If you have an annual ticket, some operators require that you have three months remaining for you to qualify for a refund.

You can also get an Oyster card season ticket refund if you’ve got six weeks left on an annual ticket, seven days left on a monthly ticket or three days left on a seven-day ticket. You can apply for an Oyster refund by calling 0343 222 1234 (the line is open from 8am to 8pm seven days a week and call charges may apply). Find out more at the Transport for London website.

Make do and mend

As we won’t be able to get out to the shops other than for essentials, it’s important to get every single ounce of use out of the things we have already. 

Many of us may have more free time than usual during this period, so it might be a good idea to learn how to repair items we might otherwise have thrown away and replaced, such as clothes with holes in them or with lost buttons. YouTube has thousands of explanatory videos on how to sew and fix things for example.

You could also look at ways you can use items you already have rather than buying new stuff.  For example, you can make your own cleaning products without forking out for them in shops. Vinegar mixed with water can be a great way to clean glass and bicarbonate of soda makes a good alternative to carpet freshener.


These are really difficult times, but we will get through them. Even if you’re not feeling the pinch at the moment, planning ahead and looking at ways you might be able to save money could help ease some of the financial pressure if that changes. 

We hope you found these ideas useful. Do you have any other tips to share? If so, we’d be interested in hearing from you. You can join the conversation on the Rest Less Community forum or leave a comment below.

Links with an * by them are affiliate links which help Rest Less stay free to use as they can result in a payment or benefit to us. You can read more on how we make money here.

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32 thoughts on “How to save money – 17 ways to cut costs

  1. Avatar
    Moira on Reply

    No mention of growing your own food!
    Doesn’t cost a lot to buy seeds, don’t need a big garden as many things can be grown in pots or hanging baskets or any container you have knocking about as long as you punch a few holes in the bottom.
    Added bonus to this is you can grow organically. No chemicals whatsoever in my home grown produce.

    1. Avatar
      Helen on Reply

      Hi Moira.

      Thank you for your comment – what an excellent idea for an article. I particularly like the idea of pots and baskets for those of us without gardens (or with limited outdoor space). Looking into what community allotments are available, is also an option for keeping the cost of fresh food down.

      1. Avatar
        Anonymous on

        Don’t set the whole packet of seeds in one go. You don’t need 50 or more of the same vegetable ready to use at the same time. Just set a few every three weeks or so.

      2. Avatar
        ali on

        share seed packets with a friend – as someone else says – you rarely need so much of one veg! Or sew different seeds with a friend and then swap seedlings

  2. Avatar
    Debbie on Reply

    I have used the time furloughed to finally sort out all the clothes, shoes, makeup, skincare, ornaments, books and DVDs I no longer use or want. As charity shops are closed and car boot sales cancelled I decided to sell online and to date, from first item sold on 1st May, I have made £1,750.00 My clothes are just the usual high street brands, M&S, Next etc. I still have loads more to work through so have managed to more than cover my 20% loss of earnings. I urge anyone to do this, I had been ‘meaning to get round to it’ for years!

    1. Avatar
      Jennifer on Reply

      Great idea Debbie. I have been making my own clothes but I also have clothes I no longer wear and will sell them online. What online site are you selling your clothes on? Ebay, Etsy??

    2. Avatar
      Kathy on Reply

      This is a great idea,we have both lost about 2 stone during lockdown, mostly by having more time to cook and by going out less. I have a huge bag of clothes to go to a charity shop when they open but maybe I should have look at selling them

  3. Avatar
    Lin on Reply

    Is it just me? I find these suggestions in the article a bit patronising. Arent they all a bit obvious? Check you bank balance, shop around for good value, cancel subscriptions you don’t need?
    I was hoping for something more.

    1. Avatar
      Helen on Reply

      Hi Lin. Thank you for your feedback on the article. With almost 200k members, we are mindful that we cater to a very broad audience. What may be obvious to one, may be a light-bulb moment for another, or perhaps just a gentle reminder to return to basics. We aim to provide a varied mix of content so that all our members benefit.

      If there are particular topics you’d like to see us cover, do let us know by emailing [email protected] and we’ll look into it for you.

  4. Avatar
    Heather Gale on Reply

    Good article and some great ideas to save money of which I am pleased to say the business I am now working with, provides 5 of these suggestions. Everything is on one bill, no need to shop around on the “personal data grabbing”, comparison sites.
    My company also offers a Double the difference price guarantee, so you can’t say fairer than that!
    Now to work on the other suggestion, but delighted I can tick 5 off as “Done”, in one go!

  5. Avatar
    David Weller on Reply

    Food waste is a big loser. It’s sometimes difficult to use all fresh produce before it goes off but, with a little planning, waste can be kept to a minimum. For me, water metering is the big one! Just two of us in a four bedroomed house would see approaching £1000 per year water bills. On a meter it’s around £300! Even with a family try getting on a meter and then just only run the water you all need. It will still save hundreds every year.

  6. Avatar
    Lorraine Hackett on Reply

    I am pleased to say that I do most of the suggestions above and have saved a fortune. I grow potatoes, onions and beans in bags and courgettes, carrots, lettuce, beetroot and so much more in pots. I only have a 8 foot square area but I grow enough to be self sufficient all year. I also grow veg from the bits you would usually throw away like the tops of carrots and celeryand lettuce roots.
    I bought a second hand sewing machine and buy curtains or duvets second hand or from a well known cheap household shop and turn them into dresses and trousers.
    I freeze all food which is near the best before date including veg, milk and gravy.
    There are so many things you can do with a bit of forward thinking.

    1. Avatar
      Helen on Reply

      Hi Lorraine

      There are some wonderful ideas there, thank you for sharing them. I was particularly impressed with growing from off cuts and in a small space. Those of us with small outside spaces can be under the misdirected impression that we have to have vast vegetable beds and pay hundreds in buying seedlings.

      Keep up the thrift!

      All the best


  7. Avatar
    Jane Roskell on Reply

    Have you any advise on saving for you own funeral . I returned to England 1yr ago with nothing and find myself now on my own . I am a fit and healthy 72 this yr . Many thanks

    1. Avatar
      Helen on Reply

      Hi Jane. Unfortunately, we can only offer generalised finance information rather than offering individual financial advice, due to strict regulations by the FCA. However, we do have this article from the Money Advice Service which addresses your question, specifically. I do hope that is helpful.

  8. Avatar
    Caroline Hobbs on Reply

    I found that using bubble wrap cut to side and adhering it to the windows using plain water is a very effective way of keeping in heat. I use washing up water to water the plants and clean the steps, use household scraps for making compost, remember it’s cheaper to heat yourself than a whole house….hot water bottles are priceless, and when you’re frightened of incurring heating bills, tea lights can help heat a room. Fried potato peelings make a cheap snack, boiled water from vegetables makes a good stock for soup and is good for outside plants too. Grow an apple tree, mixed with wild blackberries they make a good, cheap pie. I use old plastic bags for picking up dog poop, and bread bags for kitchen waste. If something beaks down, watch a tutorial on how to fix it, far cheaper than getting someone out. Waste nothing, swap everything with friends and be there for others as together we are all stronger.

  9. Avatar
    William Chasseaud on Reply

    I may be wrong but I think the advice about using wifi to reduce data usage is only true if the wifi is free. I recently read (if I’m remembering clearly) that one has to be very careful with smartphone settings in order not to be automatically switched from free wifi to the service provider’s tariff. May I suggest a separate article on this area?

  10. Avatar
    Johannes Kamp on Reply

    I’ve been following these guidelines for the last decade. We paid off a £100k mortgage in 4 years (15 years remaining at the time we decided to get rid of it in 2014) by cutting bills, changing suppliers, repaying all high-interest loans first, re-mortgaging 3 times (in 4 years) and now we have no debt at all beyond living expenses. All our holidays during that period were camping (invest in good camping gear and you will enjoy it). We can now afford to rent holiday homes for a week or two which is cheaper as we cook ourselves and take food with us. We rarely eat out but do like the odd pint.

    In regard to bills, be aware of the never-ending increase in speed and price of internet connections. You are VERY unlikely to need a speed increase!!!

    Anything over 20 Mb/second is more than likely enough (I’m an IT person). Yet all the major providers push you towards speeds you don’t need. We both work from home, use video conferencing and have 2 high def TV’s streaming video all within 20 Mb/second simultaneously.

  11. Avatar
    Steve on Reply

    Some great ideas there. I was made redundant during the summer and have learnt to live in a third of what I was earning. I’m amazed at how easy it is! When you’re working you tend to waste money and seek gratification in material goods. I don’t need to buy work clothes now either! Tbh I’ve always budgeted fairly carefully but a few things I’ve done to reduce spending costs. Firstly, I did a whole review of my finances and switched utility companies or managed to get costs down. I think I’ve saved about £800a year. I simply didn’t have time to do this when I was working. Being a little bit more careful with the weekly shop helps too. Cut out any ready meals. We font tend to buy them anyway as we both enjoy cooking but one or two did get in. They are really expensive. Another thing I did was see a financial advisor and it looks like I can draw down on dome of my pension if necessary. Reassuring to know I have that safety net. There have been some benefits to this year: we use the car much less and walk or cycle a lot more. Much more time to go for walks, cook etc and no stress from having to keep to timetables. Also very little money has been spent on restaurants or pubs too. We had a wonderful holiday in Norfolk which cost about half what we would normally spend. Don’t get me wrong, I love my foreign holidays. At least I will think carefully about what kind of accommodation I book next time. Totally prepared to come down a notch or two.

  12. Avatar
    SJK on Reply

    I think I already do most of the above however I feel you have missed out on Water Savings and re-use. I do shower rather than bath but my Mum taught me to turn the shower off whilst I soap, shampoo/condition etc. I also fill a bucket from that first bit of the shower when the water is heating up. This can be used for at least one loo flush. And talking of loo flush, I don’t flush every time reducing my water usage in this way to about half. I use a bowl to wash up and the water is used to water plants on the balcony. As a result, on figures given by my water company, I use about 40% of that used by the average single person.

  13. Avatar
    Jackie on Reply

    Some amazing tips throughout. I batch cook and work out how much is each portion. As it’s winter I’m using my slow cooker instead of the oven. Super easy and food seems to taste much better. I freeze the surplus and go without using any appliances a few times a week except a microwave to defrost and heat the meals already frozen. As a vegetarian I cook a lovely meal for 1 for about 50p. Never have a takeaway as far too expensive. Shop in charity shops even for shoes. I bought a pair of LK Bennet shoes for £6 and a brand new Next pair for £5.50. Lovely pink vintage glass bowl £2.50. Christmas presents are bought throughout the year in sales. Shop in Aldi and love all the cheap shops B&M, Home Bargains, Pound Shop as well as TX Max.

  14. Avatar
    Paul on Reply

    Unfortunately the biggest waste for food are the BOGOF offers in supermarkets. My wife and I now never buy these as we found we were getting, say two packs of leeks and one pack would go off before we had chance to use them. Just remember, even bargains have a cost.

  15. Avatar
    Gina on Reply

    I cut open tubes of paste to get last of it out and cut in half bottles of shampoo and moisteriser.Its amazing how much is left
    . Also use the cheap supermarket comparison sites if looking for a certain item.
    The 5 minute ideas on facebook are full of money saving hacks.

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